Investment Solutions
Managed Portfolio Solutions
Our approach to managing your wealth, customized to fit your needs.
Core Equity
Clearview’s Core Equity portfolio is a diversified blend of high-quality large-cap value and growth stocks. The value/growth mix is dependent upon relative values and analysis of where we are in the market cycle. Both macro analysis (top-down) and stock specific (bottom-up) analysis is used to construct portfolios with a longer-term focus (multi-year holding periods).
Dividend Growth
Our Dividend Growth portfolio strategy is constructed of high quality, blue-chip stocks selected because of their above average dividend yields combined with a history of dividend growth over many years. Our proprietary model selects stocks with both solid dividends and expectations of sustainable dividend growth.
Focus 20+ Growth
Our Focus 20+ Growth portfolio is made up of high quality, large-cap value, and growth stocks. This portfolio is a subset of Core Equity but is more concentrated, and therefore can be expected to have more volatility. Once again, this portfolio is designed for long-term investors.
Core Fixed Income
Our internally managed fixed-income portfolio strategy includes high quality, short and intermediate term bonds. The minimum credit rating for each bond selected is “A” by the major credit rating agencies, with a maximum maturity of 15 years. The portfolio’s seeks to provide stability of principal combined with a market-competitive income stream as an offset to the equity portion of the portfolio.
Core Balanced
Our Core Balanced approach includes one or more of the equity strategies in combination with a customized Core Fixed Income portfolio.
Note: At all times we remain sensitive to each client’s tax costs associated with sale of securities. We attempt to tax loss-harvest when and where advantageous while avoiding gain realization (especially short-term gains).
Need more Information?
Wealth Solutions Process
Step 1
Discovery
Discovery of investment history, assets and current portfolio status.
Step 2
Analysis
Analysis of relevant information and thorough clarification with client, including risk tolerance.
Step 3
Planning
Planning of client centered investment solutions.
Step 4
Implementation
Implementation of the appropriate portfolio solution.
Your asset allocation (mix between stocks and bonds) is determined by:
- Your individual risk tolerance
- Our understanding of your goals
- Investment time horizon analysis
- Expected future market returns
Individualized portfolio construction includes the following:
- Risk management controls
- Ongoing tax management
- Long-term investment focus
Retirement Solutions Process
The retirement planning services capability at Clearview Wealth Solutions was developed at the request of our clients as a way to provide a more thorough, client-centered process of transitioning from career to retirement. Our independence, depth of experience and investment management expertise allow us to develop a more comprehensive, tax-aware solution for our private clients and their families. We act as a fiduciary, aligned with the long-term best interests of each client’s specific objectives and constraints.
Step I
Discovery
Discovery and analysis of client needs; investment history, assets aggregated, in-depth examination of existing portfolio
Step II
Development
Client centered retirement plan development; prioritization of objectives and constraints, open exchange of ideas, past concerns or possible issues, and clarification of all information
Step III
Retirement Plan
Retirement plan and recommended portfolio; sustainable wealth track design, tax-aware portfolio policy, and educational support
Step IV
Implementation
Implementation of plan; financial plan process put in place, portfolio management transition
Step V
Retirement Plan
portfolio management transition completed, monitoring, rebalancing, and meeting to update plan
Your asset allocation (mix between stocks and bonds) is determined by:
- Your individual risk tolerance
- Our understanding of your goals
- Investment time horizon analysis
- Expected future market returns
- Income requirement analysis
- Sustainable wealth track framework
Individualized portfolio construction includes the following:
- Risk management controls
- Ongoing tax management
- Long-term investment focus